Through the first six months of 2010, consumer bankruptcy filings were up more than 14% more than filings made over the same period last year. The sum total represents the largest number of filings since the Bankruptcy Abuse Prevention and Consumer Protection Act was enacted to stop the increase in filings five years ago.

The American Bankruptcy Institute sees no end in sight and expects another 1.6 million bankruptcy filings by the end of the year.

Changes in filing rates varied widely across the country. While most states are experiencing an exponential increase in filings, some southern states like Alabama and Tennessee have lower filing rates this year

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