In both Oregon and Washington, a bankruptcy filing discharges any homeowner’s fees that accrued before the bankruptcy case is filed. The discharge does not release the homeowner for fees for months after the case is filed, for so long as the debtor owns or occupies the condo. Because the homeowner is liable for post-file fees, it may make sense to file a given bankruptcy case close to an actual foreclosure sale date in order to discharge as much of the potential HOA fees as possible.portland, tigard, gresham, bankruptcy, hillsboro, vancouver, longview, chehalis, beaverton